Smeloff & Benner

New Bedford Law Office of Bankruptcy Attorneys Smeloff and Benner.Visit the Law Offices of Smeloff & Benner,

Bankruptcy Attorneys in New Bedford

Street Address: 32 Hillman Street, New Bedford, MA

Phone Number: 1 800 449 1979

Web Address:


About The Law Offices of Smeloff & Benner in New Bedford

The Law Offices of Smeloff & Benner is a law firm of 5 attorneys and 11 support staff. Smeloff and Benner exclusively practices Consumer and Small Business Debtor Bankruptcy law. They offer services in several towns including New Bedford, Fall River, and Taunton.

The Law Offices of Smeloff & Benner practice bankruptcy law before the U.S. Bankruptcy Courts for both the states of Massachusetts and Rhode Island. They file 200 to 250 cases per month and have helped over 30,000 families get out of debt since 1985.

When visiting the Law Offices of Smeloff & Benner in New Bedford, they will do their best to help you get through your bankruptcy. That is their most important goal when working with you. Bankruptcy attorneys Richard Smeloff, Esq. and Tom Benner, Esq, want to provide highest quality service to New Bedford residents burdened with debt. These bankruptcy lawers will do so by helping to lower monthly payments enough for their clients to live on what their clients earn.

At the Law Offices of Smeloff & Benner, with locations in New Bedford and Fall River, their goal is to help their clients get into a position where they can…once again….look with hope to the future, sleep peacefully and not worry about bills.

Areas of Legal Practice: Bankruptcy

Bankruptcy Facts

Bankruptcy is a legally declared inability or impairment of ability of an individual or organization to pay its creditors. Bankruptcy can be filed for two ways. Involuntary bankruptcy is when creditors can file a bankruptcy petition against a debtor to recoup a portion of what they are owed. The majority of cases, however, is voluntary bankruptcy, or bankruptcy is initiated by the debtor.

There are six types of bankruptcy under the Bankruptcy Code, located at Title 11 of the United States Code:

  • Chapter 7: Straight bankruptcy is basic liquidation for individuals and businesses. It is also the simplest and quickest form of bankruptcy available.
  • Chapter 9: Municipal bankruptcy is a federal mechanism for the resolution of debts involving the government.
  • Chapter 11: Corporate bankruptcy involves rehabilitation or reorganization, used primarily by business debtors, but sometimes by individuals with substantial debts and assets. It is a form of corporate financial reorganization which typically allows companies to continue to function while they follow debt repayment plans.
  • Chapter 12: Rehabilitation for family farmers and fishermen.
  • Chapter 13: Wage Earner Bankruptcy involves rehabilitation with a payment plan for individuals with a regular source of income. This enables individuals with regular income to develop a plan to repay all or part of their debts.

For more information on if you qualify for bankruptcy or to answer your bankruptcy questions call a New Bedford Bankrupcy lawyer such as Smeloff & Benner today.